Answers to your life insurance questions
Still have questions after reading through these? Reach out any time — we're happy to help.
NovoLife helps individuals and families explore life insurance options and connects them with licensed insurance professionals who can help match coverage to their needs. We focus on simple, honest guidance without pressure.
No. NovoLife helps you explore your options and connects you with licensed insurance professionals. Any policy you apply for is issued and underwritten by a licensed insurance carrier.
Cost varies based on factors like age, health, coverage amount, and the type of policy you choose. Sharing a few basic details lets a licensed professional walk you through options and pricing that fit your budget.
For most of our popular products — especially Final Expense and Mortgage Protection — no medical exam is required. Approval is based on a few health questions and can happen in minutes. We'll guide you through the easiest path.
Same-day and next-day coverage is available on most of our final expense and mortgage protection products. Many clients receive their policy documents within 24–48 hours of their application.
Yes — and this is exactly where NovoLife shines. We work with 25+ carriers, including specialists in coverage for clients with diabetes, heart conditions, COPD, cancer history, and many other conditions. Don't assume you're uninsurable before talking to us.
Just some basic details — your name, contact information, state, age, how much coverage you're interested in, and the type of coverage. We do not ask for Social Security numbers, bank information, or detailed medical history on our forms.
No. Our approach is simple, honest guidance with no pressure. You'll have the information you need to make a decision that's right for you and your family, on your own timeline.
A licensed insurance professional may reach out by phone, text, or email using the contact method you prefer, to discuss your options in more detail.
NovoLife works with clients in all 50 states.
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